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Break the Bank race photo

Break the Bank

The city you want to run becomes your next trip.

Break the Bank race photoDuluth
US
Jonathon Heide · CC BY-SA 4.0JThomas · CC BY-SA 2.0
Race date today
Oct 10, 2026 Sat
City · Distance
Duluth · 50M
Entry fee
$160Varies by event and entry period
Status
ClosedTBD ~ Mon, October 5, 2026See how to enter ↗
Official website ↗D-day as of Oct 10, 2026
Break the Bank race photo
Jonathon Heide · CC BY-SA 4.0
Break the Bank race photo
JThomas · CC BY-SA 2.0
About the raceHow to enterCourseRace PrepTravel
Why you dream of this race

THE DREAM

About Break the Bank — what makes it special

ABOUT THE RACE

A day you'll remember,
long past the finish line.

It is a point-to-point course, with about 43 miles on the paved surface of the Willard Munger Trail.

It is an easy-on-the-feet course.

The first 40 miles are genuinely flat.

The road to your own record

Picture the course in advance
and find the pace that fits you.

When the city cheers

Streets lined with cheers, runners all around.
You'll be part of that scene.

The trip that follows the run

Take it slow with the finish still in you,
and meet the city all over again.

Break the Bank runner reviews and race reports

Stories from runners who've been there.

From the joy of finishing to the tough moments — read what runners wrote themselves.

No runner reports yet. We'll add them here as they come in.

See it on video,
feel it through their stories.

Preview the course and read what runners who went before you wrote.

Full recap

Adventure Wheelers · Full recap

View on YouTube

This may be from a past edition. Check the organizer for this year's course and operations.

The way in that fits you

YOUR ENTRY

How to enter Break the Bank — registration routes

How to reach the start line —
start with what fits you.

Here are the ways to enter and what each requires.
Check the organizer's page for whether entries are open.

Next edition entry

Entry dates for the next edition haven't been announced yet

Official race websiteEntry options
From the start line to the finish

RACE WEEK

Break the Bank course map and elevation

Your 80.5km

Know the course and time limit, and race day comes into focus.

Runners start · local timeFrom 08:00
Time limit12 hours
Show more

50 miles — 12 hours

EventStartTime limitField size
Ultra80.5km08:0012h150
2 Person Relay80.5km08:00——
5 Person Relay80.5km08:00——
City center · not the start line

We have not confirmed the start line coordinates yet. The map shows the host city.

START

Sturgeon Lake, MN

lakeside at Sturgeon Lake

FINISH

1106 88th Ave W, Duluth

Finish · Google Maps

Cutoff
11.9 miles 10:50, 27.5 miles 14:35, 42.5 miles 18:10.

Show more

It is a point-to-point course along the Willard Munger State Trail from Sturgeon Lake to Duluth. The final 10 miles descend by approximately 150 m.

The event consists of 50M Solo, 50M 2 Per Relay, and 50M 5 Per Relay.

Course is a point-to-point event with a different start and finish.

Field size
The first 150 solo entries
Typical race-season temperature: around 6°C (44°F)
Long sleeves + a throwaway layer for the start

Participant benefits

Finisher medal

Event T-shirt

Start shuttle

Where and when to collect your Break the Bank race bib

To the start line,
step by step.

Pick up your bib, check your wave.
So on race morning, you can just run.

Pick up your bib at the expo

Pickup is available at Tortoise & Hare Footwear (4002 Grand Ave, Duluth) on the Friday before the race or at the start line on race morning

Stations & transport near the venue

  • Getting to the startNo public transit.
  • Getting to the finish1106 88th Ave W, Duluth, MN 55808 — a former 1918 bank building in the Morgan Park neighborhood, serving as race HQ and finish line.
  • Transit cardBreak the Bank is a point-to-point ultra starting near Sturgeon Lake, MN and finishing in Duluth, MN.

Source · checked Aug 24, 2026

More details

Getting to the start

No public transit. Point-to-point race: start at Sturgeon Lake, MN 55783 (Sturgeon Lake trailhead on the Willard Munger Trail).

Official/organizer-linked sources (Run Minnesota event listing and WDIO local news coverage, not the ultrasignup registration page itself) confirm the race starts at Sturgeon Lake, MN and runs the paved Willard Munger Trail roughly 43+ miles to Duluth. This is only the second running of this race (inaugural edition was October 2025); the course follows the Willard Munger Trail point-to-point, nearly flat for 40 miles then a ~500 ft downhill drop over the final 10 miles into Duluth.

No public transit serves the rural Sturgeon Lake start. The bus from the finish line to the starting point leaves at 6:20 (6:00 boarding).

Map

Getting to the finish

1106 88th Ave W, Duluth, MN 55808 — a former 1918 bank building in the Morgan Park neighborhood, serving as race HQ and finish line.

Per WDIO local news coverage of the inaugural 2025 race and Run Minnesota listing (secondary sources, not the ultrasignup page): finish is at the historic Morgan Park bank building at 1106 88th Ave W, Duluth — the race's namesake landmark.

Map

Start shuttle

Yes, per organizer/Run Minnesota listing (secondary source): 'Transportation will be provided for all participants from the finish line to the start line' (pre-race shuttle so runners can leave cars at the point-to-point finish in Duluth and be bused to the Sturgeon Lake start). Relay teams must arrange their own transport to intermediate exchange points at Sturgeon Lake trailhead, Moose Lake, Mahtowa trailhead, and Carlton trailhead.

Transit card

Break the Bank is a point-to-point ultra starting near Sturgeon Lake, MN and finishing in Duluth, MN. Duluth is served by the Duluth Transit Authority (DTA) with cash or reloadable GoCard fares in the city, but the race start and most of the paved Willard Munger Trail course are well outside any transit network, so a car is needed for the point-to-point logistics.

Source · checked Aug 24, 2026
READY TO RUN

From race morning to after the finish.

Your start time, fuel and bag drop.
Know them ahead and the run feels easier.

In early October, the Duluth area sees chilly autumn weather with an average daytime high of around 11°C (51°F) and a nighttime low of around 3°C (38°F).

Race numbers (bibs) can be picked up the Friday before the race at the Tortoise & Hare Footwear store in Duluth, or at the start line on race morning.

The start is on the shore of Sturgeon Lake, MN, and the finishing time limit is 12 hours.

Online registration closes at 11:59 PM Central time on October 5, about four days before the race.

Times are local to Duluth. Check the latest official information before the race.

A trip built around the race

STAY A LITTLE

MAKE IT A RUNTRIP

The race is one day,
the trip can be longer.

From a hotel that makes race morning easy,
to the meals and views you'll enjoy with the medal on.

Duluth Car Rental (EconomyBookings)

Compare rates from various rental car companies, self-drive (price confirmed at time of reservation) · Make reservation after checking price

View on EconomyBookings

Duluth Car Rental (Qeeq)

Compare budget-friendly rental cars with a free-cancellation option (check the price when booking) · Check price and book

View on Qeeq

Time for you, before and after the finish

View all →

Rest a little, wander a little.
Pick what suits you and whoever you're with.

Duluth Car Rental (EconomyBookings)

Compare rates from various rental car companies, self-drive (price confirmed at time of reservation) · Make reservation after checking price

View on EconomyBookings

Duluth Car Rental (Qeeq)

Compare budget-friendly rental cars with a free-cancellation option (check the price when booking) · Check price and book

View on Qeeq

What to see in Duluth after the race

Seeing Duluth with the medal on

View all →

The city you ran — this time, a little slower.

Hotels that make race morning easyDistances are straight-line from the start.View on mapEating well is part of the tripA meal before the race, a dinner to celebrate the finish.View on map

Hotel distances are straight-line from the start. Experiences, food and sights are travel products in Duluth.

Total cost and budget for Break the Bank

TRAVEL ESSENTIALS

Trip prep too,
light and in one place.

ChecklistLocal eSIM · Trip.comFlight delay or cancellation compensation · AirHelpPace calculator

Once saved, you can open this page without an internet connection

Runner stories and questions about Break the Bank

RUN TOGETHER

With runners who dream of
the same start line.

Be the first runner
Leave this room's first post

Duluth runners' room

Frequently asked questions about Break the Bank

FAQ
When does Break the Bank 2026 take place?

It takes place on Sat, October 10, 2026 in Duluth, MN, United States.

How much is the Break the Bank 2026 entry fee?

The main event costs $160.

What is the time limit for Break the Bank 2026?

50 miles — 12 hours.

What distances does Break the Bank 2026 offer?

Ultra.

What time does Break the Bank 2026 start?

The race starts at 08:00.

Where does Break the Bank 2026 start?

Sturgeon Lake, MN.

What are the Break the Bank 2026 cutoff times?

11.9 miles 10:50, 27.5 miles 14:35, 42.5 miles 18:10.

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